BATES CREDIT SOLUTIONS
Bates Credit Solutions, a fully licensed and bonded entity, specializes in enhancing your credit scores and reports. We pride ourselves on our efficiency, affordability, and unwavering trustworthiness.
2023 The World’s Best Digital Bank
About Us
At Bates Credit Solutions, we specialize in collaborating with clients and creditors to enhance credit profiles. Our focus is on challenging questionable, inaccurate, outdated, misleading, and/or unverifiable data on consumer credit reports.
Are you looking to get an auto loan or to refinance an existing loan? Have you found your dream home but your credit is preventing you from being approved? Schedule the consultation today, and let us see how we can help you.
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Why Choose Us
We will assist you by challenging any inaccurate and unverifiable entries on your credit reports. It’s common knowledge that there are three major credit reporting bureaus: Equifax, Experian, and TransUnion. Typically, there’s a 60-point difference between the highest and lowest scores across these bureaus for an individual.
This discrepancy often arises because each bureau may have different information on their reports. These discrepancies can range from entirely accurate to incorrect, or they may not fully comply with credit laws. Recent studies have revealed that almost 80% of credit reports contain significant errors. Our role extends beyond these major errors, as we also diligently seek out the smaller inaccuracies that might affect your credit score.
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We will ensure your credit history is up-to-date, accurate, and reflects you honestly.
24/7 monitoring system that allows you to monitor your progress throughout the whole process. Our staff is hereto provide professional guidance, assistance through the process and will answer any questions you have.
Along with our professional staff, we have a pipeline of professionals that can assist you when your credit is restored. With our in-house Real Estate Agent or when buying a car, we can direct you to the right professionals.
Our clients have seen major improvements with theircredit reports in as little as 30-45 days. Take control of your credit.
Our Services
Pricing Plan
Single
$80
/ Month
What's included?
Couples
$160
/ Month
What's included?
Testimonial
I started with them January 2021, They had done a amazing job with my credit I highly recommend them, They're so great to where I was able to go onto a car lot and get a car, low down payments, didn’t need a co-signer, and low monthly payments, thank you very much Bates Credit Solutions!!
Anytime someone says their credit is bad, I recommend Bates Credit Solutions. They don’t scam you out of your money like a lot of places. My credit has increased and they even got items removed that I thought couldn’t be. Great Service hands down.
Process
Our customers love the comfort that comes with our program and our dedicated support makes your experience hassle-free.
Give us a call and schedule a 1-on-1 consultation with one of our friendly credit specialists where you will have the opportunity to learn and understand your current credit situation.
Once you meet with our credit specialist, we instantly pull your credit report. Our friendly credit specialist will help you identify any inaccurate items that are affecting your credit report and scores.
After analyzing your credit report our specialist create customized and tailored dispute plan which includes disputing your negative items with each major credit bureau, original creditors, and collection companies.
FAQs
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.
Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at.
In addition to starting the credit dispute process with you, what can I do to help raise my credit score?
Pay all of your bills on time, every time. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit like credit cards. Check your credit report at least once a year. You can find out how to challenge bad information on your credit report here. • Never charge more than 20% of the available balance on any of your credit cards. Banks like to see a nice record of on-time payments, and several credit cards that are not maxed-out. If you are carrying high balances on your credit cards, then make paying them down below 20% a priority. Do use your credit cards – Many people who make mistakes with their credit believe that the best way to fix things is to never use credit again. If you are afraid that you cannot handle your credit cards correctly then the best policy is probably this one: Run only your utility bills on your credit cards each month, and then pay the balance in full by the due date. This ensures that your utility bills get paid on time automatically, and as long as you keep the habit of paying off your credit card balance each month your score will continue to go up. Leave the credit cards locked in a safe or drawer at home.
Credit repair is not an overnight process, but done correctly, it can possibly change your life. There is no specific time frame. Clients have graduated the program in 30 days, others 12 months.
LATE PAYMENTS,CHARGE OFFS,BANKRUPTCY,MEDICAL BILLS,COLLECTIONS, FORECLOSURES, TAX LIENS, STUDENT LOANS, INQUIRIES, CREDIT ERRORS, AND MORE!
Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears
If you have any further questions please feel free to contact us by email or phone 9am-5pm Monday-Friday CST | Email: info@batescreditsolutions.com | Phone: 262-880-6203
Get Started
We will employ our specialized skills to assist in restoring, rebuilding, and elevating your credit score. Achieving creditworthiness will not be a distant memory; the opportunity is here and now!
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